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Jill Detwiler

Billings, MT

Certified CFO Since September 19, 2024 

Certification ID: CFO-44BR7QS 

Why Business Owners Love Working With Me  

Clients love working with me because I provide a clear path to financial clarity and stability. I not only help them understand the intricacies of their cash flow, but also guide them toward strategies that align with their goals. My ability to simplify complex financial data, offer practical solutions, and maintain a hands-on, proactive partnership makes me a trusted advisor they can rely on for sustainable business growth.

My Biggest Success Story  

One of my biggest success stories as a Cash Flow Advisor involved a client who was struggling with unpredictable cash flow, which was causing stress and limiting their ability to grow. They were constantly juggling bills, payroll, and inventory costs, with no clear picture of their future financial position. After our initial consultation, I dove deep into their finances, identified key cash flow bottlenecks, and set up a customized cash flow forecast. Together, we worked on streamlining their receivables and payables, negotiated better terms with suppliers, and implemented a more strategic approach to managing expenses. I also helped them set up a reserve fund to cushion against future shortfalls. Within a few months, the client went from barely breaking even to having a consistent, healthy cash flow. They were able to confidently invest in new equipment, hire additional staff, and even expand into a new market—all while staying ahead of financial obligations. What was once a stressful guessing game became a clear, predictable roadmap for growth, and the client now has complete control over their cash flow, allowing them to focus on scaling their business. This transformation not only gave the business financial stability, but also gave the owner peace of mind, knowing they had a solid plan in place for the future. It’s this kind of result that drives my passion for helping other business owners achieve financial clarity and growth.

About Me  

As a Cash Flow Advisor with a deep background in bookkeeping, I bring more than just financial expertise—I bring a commitment to transforming how business owners manage and grow their companies. Early in my career as a bookkeeper, I saw the strain that inconsistent cash flow and a lack of financial clarity could place on even the most promising businesses. I realized that many owners were missing out on opportunities simply because they didn’t have a clear understanding of their cash flow or a strategy to optimize it. That’s where my role as a Cash Flow Advisor comes in. I specialize in bridging the gap between day-to-day bookkeeping and long-term financial planning, helping business owners move from reactive to proactive in managing their finances. By analyzing your cash flow patterns, identifying inefficiencies, and creating a tailored action plan, I help you unlock the full potential of your business’s finances. My approach is hands-on, results-driven, and built around your specific needs. I don’t believe in one-size-fits-all solutions—I believe in partnering with you to truly understand your business and design strategies that work for you. Whether it’s improving cash flow visibility, optimizing expenses, or planning for future investments, I provide practical, actionable advice that helps you stay in control and achieve your financial goals. What sets me apart is my deep commitment to seeing your business succeed, not just in the short term, but for the long haul. I focus on empowering you with the tools, insights, and confidence you need to make informed financial decisions, giving you peace of mind as you navigate your growth journey. With my experience, you won’t just survive cash flow challenges—you’ll thrive through them.

Top 3 Types of Businesses I Help  

Professional Services
Home Services
Real Estate

Schedule a Right Fit Call  

To see how I can help your business, let's get on a 20-minute call. This complimentary call will determine if we're a 'right fit' for each other. If we are, then I'll tell you exactly how I can help you and your business.

On this call, I'll learn more about you and the goals you have for your business. Together, we'll determine if it makes sense to continue exploring how I can help you grow your business.

To schedule a Right Fit call. Click the button below.
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 What a Certified CFO Can Do for Your Business 

 Give you financial oversight. 

Get someone who knows how to grow successful businesses that make real money.

 Be your go-to financial guide. 

Get a 'go-to' financial expert who will be with you every step of the way.

 Give you direction on what to do. 

Get direction on the exact next steps to have a growing and successful business.

 Understand your numbers. 

A successful business is one that understands and is improving their numbers.

 Be a trusted confidant. 

Finally have someone to turn to for advice and to bounce ideas off of.

Own a machine. Not a job. 

Your business needs to be a machine that makes money for you. Not a low-paying job.

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